When a beneficiary commence payment of contributions, one is expected to start counting down and expect their house construction project to commence. Depending on the scheme selected by the beneficiary, one can wait between 4 months to 12 months to have their house constructed. Construction is done on first come first serve basis. A membership number basis will be used in determining who will have project completed first. Waiting period can exceed 12 months only when there is a huge waiting gap. If this happens, necessary communication will be given.